Contractor Insurance

As a trusted neighbourhood contractor, you’ve worked hard to establish your business and reputation. Contractor insurance gives you extra peace of mind, provides proper coverage for owned/rented/leased equipment and tools, and minimizes downtime.

What does contractor insurance cover?

Commercial General Liability (CGL) Insurance protects you and your business, whether big or small, against bodily injury or property damage claims, whether you’re at the office or on a job site.

Tools & Equipment Insurance provides the coverage to repair or replace lost or damaged equipment and tools crucial to your operations. Whether at a job site or in your truck, theft or damage to critical equipment could cause a significant financial loss. It’s essential to ensure you have adequate coverage.

Builder’s Risk Insurance, sometimes called Construction Liability Insurance, provides protection for new construction projects or if a building is going through major renovations with structural changes. Whether you’re the contractor, developer, or builder on a project or acting as your own general contractor to build your own home, a Builder’s Risk policy will ensure your hard work is protected against factors beyond your control like fire, vandalism, and theft.

Professional Liability Insurance or Errors and Omissions (E&O) Insurance covers your legal fees or settlement awards if you are sued for negligence or failure to deliver promised services.

Frequently Asked Questions