Contractor Insurance

As a trusted neighbourhood contractor, you’ve worked hard to establish your business and reputation.  Contractor insurance can give your reputation some extra peace of mind, providing effective coverage for owned/rented/leased equipment and tools – and minimize your downtime.

Frequently Asked Questions

Why do I need Commercial General Liability coverage?

Commercial General Liability, often referred to as CGL Coverage, protects you and your business against claims for bodily injury or personal injuries, advertising liability, as well as property damage to third parties arising from your operations or products, or occurring on your business premises.

Are my tools covered?

A Tool Floater provides coverage for tools owned by and usual to your business, whether in your vehicle or left on site.  Contractor’s Equipment Coverage protects any equipment owned, rented or borrowed for which the business is legally liable, including while in transit.

Im building a house. Is the building itself insured?

The simple answer is no.  Typically, a contractor’s insurance policy doesn’t cover buildings under construction so either the contractor or the property owner will need a Builder’s Risk Policy to protect the building itself and for liability coverage while it’s under construction.


Request A Quote


Questions? Let us help you.

Speak with a broker to learn more about contractor insurance.