Who needs office insurance?
Any organization that conducts their operations in an office space, for example:
- Accounting firms & bookkeepers
- Advertising agencies
- Dental offices
- Doctor’s offices
- Information technology (IT) offices
- Law offices
- Real estate agencies
Will my home insurance policy cover my business too?
Not necessarily. Suppose you operate your business out of your home. You’ll likely need added protection for your specific business operations as it’s often excluded in typical home insurance policies. Talk to our brokers about obtaining Commercial General Liability (CGL) to cover your business operations.
Do I need insurance if I’m renting my office space?
Yes! Some, if not most, landlords may require your business to have insurance before they lease you the office space. It’ll also give you peace of mind knowing you’re covered against bodily injury claims or accidental property damage on the premises.
Should I get cyber liability insurance for my office policy?
Cyber Liability Insurance has become increasingly critical as businesses digitize their operations. Suppose you have an e-commerce store, process credit or debit card payments or store customer data online. In that case, you’ll want cyber insurance to protect against electronic incidents like cyber-attacks and data breaches.
Questions? Let us help you.
Speak with a broker to learn more about office insurance.613-526-1184