Professional Liability Insurance

Professional liability is becoming an increasingly important part of business operations. Today’s consultants in health care, IT, and other professionals are exposed to having their knowledge and training come into legal question. Trigon’s brokers will help you determine if your business requires professional liability coverage.

What does professional liability cover?

Professional Liability Insurance, also referred to as Errors and Omissions (E&O) Insurance, is critical if you provide advice or professional services. It may be required to operate or practice some professions in some cases. This policy protects against lawsuits arising from negligence, misconduct, or failure to correctly render services.

Commercial General Liability (CGL) Insurance protects you if you’re found legally liable if someone was injured on your office premises. Suppose someone slips and falls, or if you damage someone’s property. Your policy will cover the legal expenses and any damage awards, regardless of the claim outcome.

Commercial Property Insurance protects your business’s physical office location, contents, and equipment like computers, stock, and furniture, against insured perils beyond your control, such as fire, theft, and water damage.

Cyber Insurance protects against cyber attacks and privacy breaches, giving you and your clients peace of mind that their personal data is safe.

Frequently Asked Questions