Who needs restaurant insurance?
- Dine-in restaurants
- Take away or fast-food restaurants
- Bars and pubs
- Cafes and coffee shops
- Food trucks or mobile food vendors
Do I need business interruption coverage?
Business Interruption Coverage might be a good option for your restaurant if you could not operate due to an insured claim like a fire. This coverage provides financial compensation for lost income (like overhead costs and staff wages) during the time it takes to restore your operations.
Is my restaurant covered for liquor liability?
Typically, Liquor Liability is additional coverage that you can add to your restaurant insurance policy. Suppose your restaurant is licensed to serve alcohol. There’s an incident where alcohol is deemed a contributing factor. In that case, you’ll want to have liquor liability coverage to protect you if you’re held liable for any damages or injuries.
Should I have cyber insurance for my restaurant?
If your restaurant has an online reservation system or customers can place their take-out orders on your website, you should protect your customers. Cyber Insurance protects their personal and financial data from cyber attacks and privacy breaches.
Questions? Let us help you.
Speak with a broker to learn more about restaurant insurance.613-526-1184