Retail Insurance

Insuring your retail business against fire, theft, vandalism, water damage, and more is a complex business. Our team will craft a policy protecting you, your employees, and your business against these unpredictable market factors.

What does retail insurance cover?

Commercial General Liability (CGL) Insurance protects you if you’re found responsible for any bodily injuries or property damage as the owner of your retail operation. For example, suppose a customer experiences a “slip and fall” accident at your store. In that case, this type of policy provides coverage for legal expenses and damage awards.

Product Liability Insurance protects you against lawsuits arising from a defect or malfunction of a product that you make, distribute, or sell that causes bodily injury or property damage to another. Product liability claims result from manufacturing defects, design flaws, or incorrect or inadequate warning labels.

Commercial Property Insurance protects your retail premises and contents, like stock, inventory, and equipment, against insured risks including but not limited to fire, theft, or vandalism.

Cyber Liability Insurance has become increasingly more important as businesses digitize their operations. If you have an e-commerce store, process credit or debit card payments or store customer data online, you’ll want cyber insurance to protect against electronic incidents like cyber-attacks and data breaches.

Frequently Asked Questions