Boat Insurance

Whether stowed or out on the water, it’s important to have the right boat insurance in place.  Our boat insurance policies can provide coverage against physical damage to your boat, as well as personal liability against claims of property damage and bodily injury.

Frequently Asked Questions

Is my boat covered under my home insurance?

Typically, additional coverage for smaller boats can often be added to your home insurance policy.  Depending on the type, size and horsepower of your boat, it may need its own separate insurance policy though, so be sure to check with your broker to see what option is best for you.

Is boat insurance mandatory in Ontario?

Boat insurance isn’t necessarily mandatory in Ontario, but if it’s being financed through a bank or if you’re mooring it at a marina, you might be required to carry boat insurance.  It’s also nice to have peace of mind knowing your liability & assets are protected so you can enjoy your day out on the water.

Why are marine surveys required for insurance?

Depending on the size and value of your boat, insurance companies may require a marine survey before insuring it to verify its condition and to ensure it’s being insured for its proper value.


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Questions? Let us help you.

Speak with a broker to learn more about boat insurance.