Homeowners Insurance

A good house insurance policy is an important part of your home’s foundation.  Let us help you build the coverage you need to protect your most valuable asset.  We’ll present you with a range of options and explain the pros and cons of each, so you can sleep better at night.

Frequently Asked Questions

How does my credit rating affect my home insurance?

Some insurance companies can offer additional savings on your home insurance if you have a good credit score.  This is because insurance companies have found that clients who have good credit tend to make fewer claims and are rewarded with additional discounts as a result.

Why are the Dwelling Limit & Market Value Different?

The Dwelling or Building Limit insured on your home insurance policy is based on the amount it would cost to rebuild your home if it’s damaged in an insured claim, whereas the market value of your home takes into account other factors such as your land, your neighbourhood and nearby amenities.

Are my personal belongings covered under my policy?

Yes, your belongings, often referred to as Contents Coverage is a standard part of a Comprehensive Home Insurance Policy.  It’s usually calculated as a percentage of the Dwelling or Building Limit insured on your home policy.


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Questions? Let us help you.

Speak with a broker to learn more about homeowners insurance.